04-29-2003, 06:56 AM
Sorry Jen, I know you wanted to hear from our Northern friends, but I could not pass up this opportunity to vent a little.
Thankfully I work for a company that provides partial insurance. The company foots about $380/mo. and I pitch in $200/mo. These amounts are for basic health and dental, no life insurance and no short or long term disability. These rates are for me and my wife only ($580/mo), they would be the same if I had 1 child or 10. I have been with the same comany for 3 years. When I started I was able to get medical, dental, and life insurance for me and my wife and only had to pay $20/mo. Can someone explain how thes rates have gone up almost $200 in a little under 3 years?!? My only alternative is not having coverage so I must pay these crazy rates, but I do have a problem hearing stories of people that need certain procedures and are denied coverage because of some small issue like "you did not phone in an emergency room visit so we will only provide 25% coverage". You gotta be kidding me. Because of these HMO's I have had to switch doctors 4 times in the last 10 years. Take a guess when I have last seen an actual doctor...6 YEARS AGO! What ever happened to builing a relationship? I can remember when I was a kid and I knew my doctor by first name and was excited to see him and he new me too! That was only like 15-20 years ago! It is unacceptable. These doctors offices are nothing but a glorified "store". You are treated like a number and end up waiting minimum 30 minutes PAST your scheduled time. It has been like this with every doctors office I have been involved with in the last 10 or so years. All this due to HMO's, they are a horrible idea and should be hung by their money grubbing corporate "balls". I had heard on the radio this morning that some doctors offices are allowing advertisers to put ads on bandaids, the paper on the beds, wall hangings in the offices and patient rooms and so on... unbelievable.
I feel sick now, I'll make an appointment for November, they should be able to see me then. If they still take my HMO that is... :twisted:
Thanks for the vent session!
Chad
Thankfully I work for a company that provides partial insurance. The company foots about $380/mo. and I pitch in $200/mo. These amounts are for basic health and dental, no life insurance and no short or long term disability. These rates are for me and my wife only ($580/mo), they would be the same if I had 1 child or 10. I have been with the same comany for 3 years. When I started I was able to get medical, dental, and life insurance for me and my wife and only had to pay $20/mo. Can someone explain how thes rates have gone up almost $200 in a little under 3 years?!? My only alternative is not having coverage so I must pay these crazy rates, but I do have a problem hearing stories of people that need certain procedures and are denied coverage because of some small issue like "you did not phone in an emergency room visit so we will only provide 25% coverage". You gotta be kidding me. Because of these HMO's I have had to switch doctors 4 times in the last 10 years. Take a guess when I have last seen an actual doctor...6 YEARS AGO! What ever happened to builing a relationship? I can remember when I was a kid and I knew my doctor by first name and was excited to see him and he new me too! That was only like 15-20 years ago! It is unacceptable. These doctors offices are nothing but a glorified "store". You are treated like a number and end up waiting minimum 30 minutes PAST your scheduled time. It has been like this with every doctors office I have been involved with in the last 10 or so years. All this due to HMO's, they are a horrible idea and should be hung by their money grubbing corporate "balls". I had heard on the radio this morning that some doctors offices are allowing advertisers to put ads on bandaids, the paper on the beds, wall hangings in the offices and patient rooms and so on... unbelievable.
I feel sick now, I'll make an appointment for November, they should be able to see me then. If they still take my HMO that is... :twisted:
Thanks for the vent session!
Chad